When there’s a problem or compulsive gambler in the family, more than just the gambler is negatively affected. The entire family suffers as a result of the behavior and thinking of the gambling addict. How each family is impacted depends on the severity of the gambling problem, how long it has gone on, the closeness of the relationship with the gambler and other factors. Serious financial, psychological, emotional, social and legal problems may completely undermine family functioning to the point of collapse.
The negative effects of problem or compulsive gambling on the family are widespread in this country. According to the National Council on Problem Gambling, an estimated 2 million U.S. adults (1 percent of the population) are compulsive or pathological gamblers. Another estimated 4 to 6 million (2 to 3 percent) can be considered problem gamblers. An estimated one-third (35 percent) of adult problem gamblers have children at home under the age of 18.
Let’s examine some of the ways that gambling affects the family.
Financial
Out-of-control gambling and repeated gambling losses take a tremendous toll on the family finances. Well-meaning family members, usually the spouse of the gambler, often try to “help” the gambler by lending them money, bailing them out of financial difficulties, paying their bills, helping them to stash money to gamble, and other behaviors related to providing money to the gambler. This is classic enabling and does no good either for the gambler or his or her family.
Ultimately, the financial losses become too great. The home may be forced into foreclosure. The family may have to declare bankruptcy. When bills can’t be paid because the gambler has squandered all the money on chasing the losses, more than just money is at stake. The provider can no longer provide, and everyone suffers.
Signs of financial difficulties related to gambling include the following:
• Financial statements go missing
• Calls from creditors
• Mounting debt
• Unexplained cash advances on credit cards
• Assets disappear from the home
• Bank accounts drained
• Sudden, unexpected bills
• New loans taken out
• Money for bills used for gambling
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